BPS Dynamic
Legal

CashFlow: Money Tracker
Privacy Policy

Effective: September 2025

View Terms of Use

Data We Collect

We collect the following types of data to provide and improve our services:

  • Income and expense transactions
  • Account balances
  • Category information
  • User profile data

How We Use Your Data

The data we collect is used for the following purposes:

  • Tracking cash flow
  • Generating financial statements
  • Providing spending insights
  • Improving app features

Data Protection

We implement industry-standard security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. Your data is encrypted in transit and at rest. We regularly review and update our security practices to ensure compliance with applicable data protection regulations.

Third-Party Services

We share your data with the following third-party services to provide and improve our app:

  • Stripe: Payment processing for premium features. Data shared: Payment method information (tokenized)
  • Google Analytics: App usage analytics. Data shared: Anonymized usage data

Artificial Intelligence Disclosure

CashFlow uses machine learning to automatically categorize transactions and detect unusual spending patterns.

Your Rights Under POPIA

Under the Protection of Personal Information Act (POPIA) of South Africa, you have the following rights:

  • Right of Access: You have the right to request access to your personal information held by us.
  • Right to Correction: You can request that we correct any inaccurate or incomplete personal information.
  • Right to Erasure: You can request deletion of your personal information, subject to legal obligations.
  • Right to Object: You can object to the processing of your personal information for certain purposes.
  • Right to Data Portability: You can request your personal information in a structured, commonly used format.

Data Retention

Transaction data is retained for 7 years for accounting purposes. Users can request earlier deletion.

Contact Us

If you have questions about this privacy policy or our data practices, please contact us at:

BPS Dynamic
Email: privacy@bpsdynamic.com
Website: www.bpsdynamic.com