Refynne
Privacy Policy

Data We Collect

We collect the following types of data to provide and improve our services:

• Financial account information (balances, transactions)
• Budget categories and spending patterns
• User profile and preferences
• Device identifiers

How We Use Your Data

The data we collect is used for the following purposes:

• Providing budget tracking and analysis
• Generating financial reports
• Offering personalized financial insights
• Improving app performance

Data Protection

We implement industry-standard security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. Your data is encrypted in transit and at rest. We regularly review and update our security practices to ensure compliance with applicable data protection regulations.

Third-Party Services

We share your data with the following third-party services to provide and improve our app:

• Plaid: Secure bank account connectivity. Data shared: Bank account information (read-only access)
• Firebase Cloud Messaging: Push notifications for budget alerts. Data shared: Device tokens and notification preferences

Artificial Intelligence Disclosure

Refynne uses AI to provide personalized spending recommendations and predict future financial trends.

Your Rights Under POPIA

Under the Protection of Personal Information Act (POPIA) of South Africa, you have the following rights:

• Right of Access: You have the right to request access to your personal information held by us.
• Right to Correction: You can request that we correct any inaccurate or incomplete personal information.
• Right to Erasure: You can request deletion of your personal information, subject to legal obligations.
• Right to Object: You can object to the processing of your personal information for certain purposes.
• Right to Data Portability: You can request your personal information in a structured, commonly used format.

Data Retention

Financial data is retained as long as the account is active. Upon account deletion, all data is permanently removed within 7 days.

Contact Us

If you have questions about this privacy policy or our data practices, please contact us at: